Advertising & editorial disclosure
FetchCalc is free to use. This page explains how that is paid for and what it does — and does not — change about what you see.
Last reviewed
How we intend to make money
The plan is referral compensation: if you use a partner link to reach a lender or marketplace and go on to apply, that company may pay us. As of September 1, 2026 no partner links are live anywhere on the site. Where you see a sponsored placement, it is a clearly marked slot waiting for a partner, not a hidden ad.
Advertising disclosure: FetchCalc may earn compensation if you use a partner link. This never changes your results — the math above is the same either way.
What advertising never affects
Calculator results are produced by fixed formulas from the numbers you type. No partner can change a payment, an interest total or a payoff date, and no result is nudged toward a product. If you want to check that claim, the methodology page spells out every formula we use.
What FetchCalc is not
We are not a lender, a broker, a loan marketplace or a financial adviser. We do not take applications, we do not run credit checks, and we cannot tell you whether you will be approved or at what rate. Only a lender can do that.
How we label things
Any commercial placement carries a visible "Sponsored placement" label. Outbound partner links, when they exist, will carry rel="sponsored" so search engines can see the relationship too. Editorial explanations are written by us and are not paid for.
Questions or corrections
Email hello@fetchcalc.example if something on this page is unclear, or if you think a placement is not labelled properly.
FetchCalc is an independent calculator and educational service. We are not a lender, broker, or financial adviser, and nothing here is financial advice. Estimates are for planning only; your actual offer and payment will come from your lender.