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FetchCalc Toolkits

The calculators are free and always will be. When you want to plan past a single estimate, these editable spreadsheet kits pick up where the calculator stops.

A borrowing workbook for comparing offers: true-cost comparison across APR, fees and term, an affordability worksheet, an amortization sheet you can edit, and an offer-by-offer checklist.

Ideal for: Shopping personal loans, equity loans or any quoted offer.

Pairs with: Personal loan, Home equity, APR estimate, Compare loans, Borrowing power

A payoff planning workbook: track every balance in one place, compare avalanche and snowball ordering, model extra payments month by month, and log progress toward a payoff date.

Ideal for: Clearing credit cards, student loans or any balance faster.

Pairs with: Student loan, Debt payoff, Extra payment

A spreadsheet kit for the whole car purchase: out-the-door price worksheet, payment and interest modelling across terms, trade-in and negative-equity checks, and a dealer add-on cost tracker.

Ideal for: Buying or trading in a car in the next few months.

Pairs with: Auto loan

A homebuying workbook covering full monthly cost with taxes, insurance, HOA and PMI, a closing-cost and cash-to-close planner, affordability scenarios, and a rate-comparison sheet.

Ideal for: House hunting, or deciding what you can genuinely afford.

Pairs with: Mortgage

Toolkits are one-time purchases delivered by our checkout provider. FetchCalc's calculators stay free, and the kits are educational spreadsheets — not financial advice.

FetchCalc is an independent calculator and educational service. We are not a lender, broker, or financial adviser, and nothing here is financial advice. Estimates are for planning only; your actual offer and payment will come from your lender.